Small private lending office representing Maranta Capital's direct and personal approach

Tired of private lenders who don't do what they say?

Not a fund. Not a volume lender. Just experienced people with their own capital and a straight answer.

Not a fund. Not a bank. Just experienced people with their own capital.

Not a fund. Not a bank. Just experienced people with their own capital.

We started Maranta Capital because good borrowers deserve better options. Director Pat Kokavec spent years in banking and broking watching clients get burned by private lenders with hidden fees, unclear terms, and deals that fell apart at settlement. Maranta Capital exists to be the alternative — straightforward lending, our own capital, and no surprises.

For borrowers who've outgrown the banks

For borrowers who've outgrown the banks

For borrowers who've outgrown the banks

Tailored around your situation

Tailored around your situation

Tailored around your situation

Direct access to the decision maker on every deal

Direct access to the decision maker on every deal

Direct access to the decision maker on every deal

No hidden fees. No fine print surprises. What we quote is what you get.

No hidden fees. No fine print surprises. What we quote is what you get.

No hidden fees. No fine print surprises. What we quote is what you get.

The numbers that matter to borrowers.

The numbers that matter to borrowers.

We measure ourselves on reliability and speed — not volume.

We measure ourselves on reliability and speed — not volume.

Smallest deal settled

$100K

Approved deals we've failed to fund

Zero

Largest deal settled

$1.9M

Deals settled within 5 days

94%

Lending across Australia

Nationwide

How we approach lending differently

We don't run deals through a scoring system or outsource our approvals. Every transaction is assessed on its own merits — the property, the exit strategy, and the borrower's situation.

We lend our own capital

No outside funders, no third-party approvals, no delays waiting on someone else's money.

We lend our own capital

No outside funders, no third-party approvals, no delays waiting on someone else's money.

We move at deal speed

When timing is the deciding factor, you need a lender who can say yes the same day.

We move at deal speed

When timing is the deciding factor, you need a lender who can say yes the same day.

You deal with us directly

The person you call is the person assessing your deal. No handoffs, no account managers.

You deal with us directly

The person you call is the person assessing your deal. No handoffs, no account managers.

No surprises, ever

We quote clearly and deliver exactly that. No hidden fees, no last-minute changes, no fine print that contradicts what we discussed.

No surprises, ever

We quote clearly and deliver exactly that. No hidden fees, no last-minute changes, no fine print that contradicts what we discussed.

Want to discuss a scenario?

We respond within 24-48 hours. Send us a brief overview and we'll tell you straight whether it's something we can work with.